Consumer Loan Officer

Cornerstone Capital Bank
United States, Texas, Roscoe
117 Cypress Street (Show on map)
Dec 12, 2024
Description Who we are: Cornerstone Capital Bank is a new bank, with over $330 million in capital and $2.7 billion in total assets, and arises from the combination of mortgage industry giant Cornerstone Home Lending and community banking standout Roscoe State Bank. You'll be on the front end of working for an innovative large community bank that is a leader in mortgage lending and community banking and growing in middle-market commercial and real estate lending. We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us. Who we are looking for: We are seeking a full-time Loan Officer to join our team! You'll be on the front end of working for an innovative community bank with commercial lending, a mortgage lending leader, and a digital deposit bank covering over 40 states. Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need to be able to: Provide retail banking services to clients both in person and over the phone. Determine creditworthiness of applicants and potential borrowers and originate the loan when deemed applicants are creditworthy. Using your strong financial acumen, you will provide suggestions and solutions to our clients including account openings, consumer lending, and money market products, while focusing on the client's financial goals. Demonstrate strong customer service through attentiveness, listening and connecting with customers, and processing transactions quickly and accurately while providing a positive banking environment. Assist with digital banking needs, answer phones, and provide general financial services information. Act in accordance with all required banking and regulatory requirements. What you need to be successful: 3+ years of retail lending experience within financial services Strong attention to detail Strong Customer service skills Cash handling experience Intermediate Excel skills (at minimum) Must be a self-starter and able to demonstrate problem-solving and critical-thinking skills Quick learner and adaptable Excellent interpersonal and relationship-building skills Effective oral and written communication skills What we offer: Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus. What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)