Intern - Credit

The Valley Intern Program (VIP) is a unique and challenging 9-week experience for diverse, talented and motivated students interested in gaining relevant experience in their specific area of study within the banking industry. As a Valley intern you will be part of a team and work on projects that enable you to gain real-world skills and experience - integrating academic learning with practical application. We offer the opportunity to develop the knowledge and skills necessary to grow professionally and contribute to the end results of the assigned projects.

The Credit Intern will focus primarily on portfolio management, loan review, and data entry for covenants. The intern will assist the Credit department by reviewing credits as assigned and may assist Commercial Lending by attending loan review meetings, if necessary.

• Portfolio management reporting.
• Perform financial analysis on credits.
• Assist and observe the commercial lending underwriting process.
• Assist the credit department on their annual review of commercial credits.
• Prepare cash flows, debt to income, and loan to value worksheets.
• Enter data for financial covenants.
• Financial Covenant review, input, and testing.

• Excellent verbal and written communications skills.
• Proficiency in Microsoft Office product suite.
• Detail oriented and organized.
• Ability to work independently or in a team setting.
• Problem solving skills.
• Displays a high level of confidentiality.

• High school diploma or GED and enrollment in a 2 or 4-year degree program.
• Enrollment in a 4-year college or university with a concentration in Economics, Finance, or Business preferred.