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Credit Card Product Data Analyst Consultant

Vaco
$50.00 - $55.00 / hr
United States, Texas, San Antonio
Dec 28, 2024

Job Title: Credit Card Product Data Analyst Consultant

Job Description:

We are seeking a talented Credit Card Product Data Analyst Consultant to join our team on a 1-year contract basis. In this fully remote role, you will focus on analyzing data in the credit card product space, with a specific emphasis on pricing strategies, credit and underwriting model development, and financial performance. The ideal candidate will have strong experience with SAS and SQL and a proven ability to extract, manipulate, and analyze data to provide actionable business insights.

Responsibilities:

  • Analyze data related to pricing strategies for credit card products, identifying trends, risks, and opportunities.
  • Extract and manipulate data from databases using SAS and SQL to prepare datasets for analysis.
  • Conduct in-depth analysis of loan application, credit, and financial performance data to support business decision-making.
  • Validate, cleanse, and manipulate data to ensure accuracy and reliability.
  • Provide insights and support for the development and analysis of credit and underwriting models.
  • Perform credit strategy analysis to enhance credit reporting and optimize decision-making processes.
  • Collaborate with cross-functional teams, including credit, product, and underwriting groups, to achieve business goals.
  • Present analysis findings and recommendations to stakeholders and senior leadership.

Qualifications:

  • Education: Bachelor's degree in Finance, Economics, Statistics, Mathematics, Data Science, or a related field.
  • Experience:
    • Minimum of 3-5 years of experience in data analysis, must be in the credit card or financial services industry.
    • Proven experience working in banking, financial services, or credit card products, ideally with institutions that focus on consumer lending, credit analysis, and underwriting (e.g., member-based financial institutions or large-scale retail banking organizations).
  • Technical Skills:
    • Proficiency in SAS and SQL for data extraction and manipulation.
    • Experience working with large datasets and relational databases.
    • Familiarity with credit and underwriting model development/analysis.
    • Analytical Skills:
      • Strong problem-solving and critical-thinking abilities.
      • High attention to detail, with a focus on ensuring data accuracy.
      • Soft Skills:
        • Effective communication and presentation skills.
        • Ability to work independently and collaboratively in a remote environment.

          Additional Information:

          • Pay Rate: $50-$55 per hour (W2).
          • Position Type: 1-Year Contract.
          • Work Arrangement: Fully remote.
          • Sponsorship: Unable to sponsor now or in the future.
          • C2C/Third-Party: Unable to consider C2C or third-party inquiries.

          Join our team and leverage your analytical skills to drive impactful credit card product strategies in a dynamic and supportive environment!

          Vaco values a diverse workplace and strongly encourages women, people of color, LGBTQ+ individuals, people with disabilities, members of ethnic minorities, foreign-born residents, and veterans to apply.

          EEO Notice

          Vaco is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race (including but not limited to traits historically associated with race such as hair texture and hair style), color, sex (includes pregnancy or related conditions), religion or creed, national origin, citizenship, age, disability, status as a veteran, union membership, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, political affiliation, or any other protected characteristics as required by federal, state or local law.

          Vaco LLC and its parents, affiliates, and subsidiaries are committed to the full inclusion of all qualified individuals. As part of this commitment, Vaco LLC and its parents, affiliates, and subsidiaries will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact HR@vaco.com .

          Vaco also wants all applicants to know their rights that workplace discrimination is illegal.

          By submitting to this position, you agree that you will be giving Vaco the exclusive right to present your as a candidate for the foregoing employment opportunity. You further agree that you have represented information about yourself accurately and have not affirmatively misrepresented your qualifications. You also agree to maintain as confidential, to the fullest extent permitted by law, any information you learn from Vaco about the position and you will limit disclosure of information about the position only to the extent necessary to perform any obligations in furtherance of your application. In exchange, Vaco agrees to exercise reasonable efforts to represent you through all solicitation, job screening and resume dispersal.

          Privacy Notice

          Vaco LLC and its parents, affiliates, and subsidiaries ("we," "our," or "Vaco") respects your privacy and are committed to providing transparent notice of our policies.

          • California residents may access Vaco's HR Notice at Collection for California Applicants and Employees here.
          • Virginia residents may access our state specific policies here.
          • Residents of all other states may access our policies here.
          • Canadian residents may access our policies in English here and in French here.
          • Residents of countries governed by GDPR may access our policies here.
          Pay Transparency Notice

          Determining compensation for this role (and others) at Vaco depends upon a wide array of factors including but not limited to:

          • the individual's skill sets, experience and training;
          • licensure and certification requirements;
          • office location and other geographic considerations;
          • other business and organizational needs.

          With that said, as required by local law, Vaco believes that the following salary range referenced above reasonably estimates the base compensation for an individual hired into this position in geographies that require salary range disclosure. The individual may also be eligible for discretionary bonuses.

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