New

Senior Treasury Analyst (onsite/hybrid)

AgriBank, FCB
flexible benefit account, paid time off, sick time, tuition reimbursement, 401(k)
United States, Minnesota, St. Paul
Jun 25, 2025
Senior Treasury Analyst (onsite/hybrid) Position Overview The Senior Treasury Analyst develops and calculates daily lending product prices for product combinations offered to associations. Monitors and validates the Transfer Pricing process. As a key member of the Transfer Pricing and Lending Products team, you will be part of AgriBank's mission to support the people who feed the world. Job Functions Customer Support Maintains customer relationships and provides consulting services in the context of transfer pricing, lending products, custom quotes, rate locks and market expertise Consults with clients regarding Treasury policies and procedures relating to transfer pricing, including risk assessment, product and MCD assignment, fee structure, contract servicing actions, ongoing monitoring and control processes Trains association staff on processes and information related to transfer pricing and lending products Prepares and presents educational material and other data intelligence to associations, AgriBank Asset-Liability staff, and Treasury management Makes timely recommendations on appropriate topics for discussion in newsletters, manuals and other communications Loan Data Analysis Evaluates and enhances the current Funds Pricing System (FPS) and the processes driving loan pricing Utilizes query/reporting tools to mine information and formulate necessary analysis Modifies system and processes to accommodate new loan products or changing market risk elements Scrubs loan data and ensures its integrity before staging it for AgriBank's Asset Liability Management (loan funding) and Asset Liability Risk Measurement analysis Financial Market Analysis Provides subject matter expertise on certain financial market metrics or conditions Gathers and compiles financial market data on a daily, weekly and monthly basis to build yield curves for use in pricing AgriBank's lending product offerings Assesses and evaluates the market data Identifies trends, irregularities and risk factors Evaluates whether AgriBank's current analytical configurations and pricing assumptions are consistent with the data Makes and/or approves changes as appropriate to yield curves, liquidity premiums and call premiums used in AgriBank's pricing models for lending products Transfer Pricing Operations Completes day-to-day transfer pricing operations including calculation and publication of the Marginal Cost of Debt (MCD), resolving exceptions, identifying and calculating wholesale fees and monitoring the lending contract portfolios for adherence to Treasury policies and procedures. Determines whether MCDs are appropriately calculated and uploaded into the Funds Pricing System. Custom Quotes and Fees Executes the custom quote process for assigning Marginal Cost of Debt (MCD) and fees to large or non-standard contracts based on valuation of underlying debt and embedded options for the specific structure of each contract If necessary, makes decision on course of action for MCD adjustment, product adjustment, fee waivers (up to $50,000), additional fees required or other course of action. Lending Product Pricing Develops and maintains models for the pricing of lending products, ensuring key pricing assumptions are used Develops operational processes for pricing new products as needed This job description is subject to change without notice. Education and Experience* Bachelor's degree in finance, accounting, economics or related field 5 years of related experience Or an equivalent combination of education and experience sufficient to perform the essential functions of the job Knowledge Advanced knowledge of interest rate markets, loan products, structures and financial options Intermediate knowledge of descriptive statistics Intermediate knowledge of financial theory and concepts Intermediate knowledge of ICFR, model risk management and maintaining proper control environments Skills Advanced proficiency with structured query language (SQL) and relational databases Advanced proficiency in querying large data sets Advanced proficiency in office software Microsoft Office Suite Physical Requirements Prolonged periods sitting at a desk and working on a computer Must be able to lift up to 15 pounds at times The AgriBank Advantage You are the key differentiator in the marketplace and ultimately the most important factor in helping us fulfill our mission to support those who feed the world. We are committed to providing you with a competitive compensation and benefits package - your total rewards for making significant contributions to our business and making a difference on behalf of those we serve. The typical base range for this role is between $76,000 - $117,000. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. The position is eligible for a discretionary annual incentive program driven by organization and individual performance. Benefits AgriBank benefits provide safety, security, and peace of mind for you and your family. Through comprehensive Total Rewards, access to financial tools and support, and personal services, our benefits demonstrate that employees' health and financial well-being are of primary importance. Wherever you are on life's continuum or what life transition you experience, our benefits support your health care needs and guide you along the path to retirement. Collaboration and Staying Connected Beautiful office overlooking many of St. Paul's landmarks, with exceptional space to collaborate with your colleagues and friends Monthly employee activities to keep groups connected and have fun! Annual Employee Appreciation activities Multiple recognition programs to celebrate each other's success Work and Life Paid time off Company holidays Floating holidays Sick time Right Work/Right Place hybrid work program Dress for Your Day flexible wardrobe policy Generous company match on employee donations Growth and Development Employee and leader career development toolkits Tuition reimbursement Internal and external resources and opportunities to grow personally and professionally Health, Wellness and Investment/Retirement Health care plan alternatives to fit your lifestyle, including: Health Savings Account (HSA) and Flexible Spending Account (FSA) Dental Vision Wellness reimbursement Investment and retirement planning Saving today for tomorrow is one of the smartest moves you can make. That's why AgriBank offers you a generous, competitive and flexible 401(k) plan for your financial well-being: Fixed Employer Contribution = 3 percent PLUS, Employer Matching Contribution = $1 for $1 match (vested fully after 4 years) on the first 6 percent of eligible compensation you save Life and disability insurance plans for eligible team members and their families Free exercise facility onsite for all employees Parking and transportation discounts Generous employee referral incentive Join the dedicated professionals at AgriBank and put your skills to work ensuring farmers and rural communities have the innovative financial solutions they need to feed our neighbors and the world. AgriBank will not sponsor a work visa (e.g., H1B, etc.) to fill this position. Applicants requiring a reasonable accommodation for any part of the application process may contact us through the following methods: Phone: 651-282-8579 or Mail: AgriBank, Attn: Talent Recruiting, 30 E 7th Street, Suite 1600, St. Paul, MN 55101. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire. AgriBank FCB is an Equal Opportunity Employer (M/W/D/V) dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, gender, age, religion, national origin, handicapped status, veteran status, public assistance status or other condition or status prohibited by law.