Quality Analyst

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our "people helping people" philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we're proud of our history, we're even more excited about our future. With business and technology transformation on the horizon, there's never been a better time to be part of BECU.

PAY RANGE

BENEFITS - because people helping peoplestarts with supporting you

• 401(k) Company Match (up to 3%)

• 4% annual contribution to your 401(k) by BECU

• Medical, Dental and Vision (family contributions as well)

• PTO Program + Exchange Program

• Tuition Reimbursement Program

• BECU Cares volunteer time off + donation match

IMPACT YOU'LL MAKE:

As a Quality Analyst, you'll be the final checkpoint before closing-ensuring every loan meets compliance and quality standards. Your audits will safeguard the integrity of underwriting decisions and help prevent costly errors, directly impacting member trust and organizational success. You'll apply your mortgage knowledge and analytical skills to identify issues, collaborate on solutions, and keep the closing process smooth and accurate. This role is designed for someone detail-oriented ready to make a lasting impact on both quality and member experience.

WHAT YOU'LL DO:

• Perform Pre-Close Audits: Review a sample of loans before closing documents are drawn, ensuring all required documentation and underwriting decisions are accurate and supported.
• Apply Mortgage Expertise: Use your understanding of mortgage guidelines, qualifications, and processes to validate loan decisions and identify discrepancies.
• Collaborate for Solutions: Work closely with underwriting, processing and closing teams to resolve issues quickly and keep loans on track for closing.
• Monitor Compliance: Ensure adherence to internal policies, regulatory requirements, and quality standards throughout the audit process.
• Report Findings: Create clear, actionable reports on audit results and quality metrics to guide improvements.
• Support Continuous Improvement: Contribute to training and documentation that strengthen quality initiatives and team knowledge.
• Adapt and Learn: Prepare to transition to a new LOS and continuously build your expertise.
• Grow Your Career: Position yourself for advancement through demonstrated performance and leadership.

This isn't just about ticking off tasks on a list. It's about making a significant, positive change in BECU's journey, where your contributions are valued, and your growth is continually fostered.

WHAT YOU'LL GAIN:

• Career Growth: A path to advance as you develop expertise.
• Impactful Work: Your audits will directly protect members and ensure smooth closings.
• Collaboration: Partner with teams across underwriting, processing and closing to solve problems and improve processes.
• Learning Opportunities: Gain experience with new systems and evolving quality methodologies.
• Purpose-Driven Culture: Join a team committed to accuracy, compliance, and member trust.

QUALIFICATIONS:

Minimum Qualifications:

• Bachelor's degree in business or equivalent work/educational experience.
• Typically requires 3 years of functional experience in quality, compliance, or data analysis roles.

Desired Qualifications:

• Mortgage experience with a solid understanding of loan qualifications, guidelines, and end-to-end process.
• Analytical skills and attention to detail.
• Experience auditing underwriting decisions and disclosures.
• Knowledge of industry regulations and quality methodologies.
• Ability to work independently and collaboratively.
• Proficiency with data management tools (Excel, SQL), quality systems, or loan origination systems like Encompass or similar.
• Written and verbal communication skills for reporting and presentations.

JOIN THE JOURNEY:

Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don't just fill a role, but fuel the growth and success of BECU? This is more than a job - it's a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.

Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let's achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now. #BECU #YourGrowth #BECUJourney

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.