Intern - C&I Lending - Structured Finance (Summer 2026)

Job Summary: This position will support the Commercial & Industrial (C&I) Lending team at Needham Bank. The C&I Lending Intern will be involved with the commercial lending process in executing the Bank's strategic vision. They will work closely with Relationship Managers, commercial credit analysts and commercial loan administrators to develop and maintain C&I loan portfolio.

Qualifications: To perform this job successfully, the individual must be able and willing to perform all essential duties satisfactorily. This document is not intended to be an exhaustive list of all essential duties required. Reasonable accommodations, as determined by management on a case-by-case basis, may be made to enable individuals with disabilities to perform essential duties.

ESSENTIAL DUTIES & RESPONSIBILITIES

• Prepare preliminary analysis, typically financial statement spreads and cash flow calculation, of commercial borrowers
• Provide analytical support to Credit Analysts and Relationship Manager as needed
• Attend and participate in meetings with customer and Relationship Manager as needed
• Complete due diligence on both prospects and borrowers using the Bank's systems and related tools
• Assist and provide direct support to various portfolio management and division wide projections as directed by C&I Leadership.
• Assist in underwriting prospective clients and existing borrowers as directed
• Assist in the management of the dedicated portfolio and help with reporting and analytics as directed
• Perform additional duties as requested, needed or assigned

JOB REQUIREMENTS

• Ability to work independently with some guidance from team members
• Prioritize work products in order to meet varying deadlines
• Excellent knowledge of corporate and personal financial statements
• Excellent financial analytical skills with sound judgment and decision-making abilities
• Highly motivated and can handle multiple tasks
• Demonstrate and promote high ethical standards and behaviors
• Strong customer service and problem-solving skills
• Maintain a professional manner at all times
• Excellent written and verbal communication skills
• Strong presentation skills
• Adapts to change and ability to manage fast paced environment
• Strong computer and technical skills
• Ability to adhere to Needham Bank's Core Values (Focus on Customer Relationship, Embrace Change, Work as a Team, Be an Asset to Your Community, Always Learn, and Do the Right Thing)

EDUCATION & EXPERIENCE

• Pursuit of Bachelor's degree in Business, Finance or related field
• Entry level knowledge of business environment
• Interest in Banking preferred

PAY RANGE: $20.00/hourly

At NB, we are dedicated to building a diverse, inclusive and authentic workplace - if you are excited about this role, but your experience doesn't align perfectly with every qualification in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles.

Needham Bank is an Equal Opportunity/Affirmative Action Employer. Needham Bank will provide all applicants for employment and all employees with equal opportunity for employment and promotion regardless of race, color, religion, gender, national origin or ancestry, age, disability, veteran status, military service, sexual orientation, genetic information, or gender identity.